Pay. Get Paid. Anywhere.
The all-in-one mobile payment solution for emerging markets.
Simple, Fast, and Secure Payments
Whether you're paying or getting paid, M-Pay+ makes it effortless.
For Consumers
Link Your Wallet or Card
Securely connect your existing mobile money wallet or bank card in seconds.
Tap or Scan to Pay
Use your phone to make contactless payments at stores or scan QR codes for quick transfers.
Track & Manage
Get real-time notifications and see all your transaction history in one simple dashboard.
For Merchants
Activate SoftPOS
Turn your NFC-enabled smartphone into a secure payment terminal with the M-Pay+ app.
Accept All Payments
Instantly accept tap-to-pay cards, mobile wallets, and QR code payments from customers.
Track & Settle
Monitor your sales in real-time and get fast, automated settlements to your account.
Packed with Powerful Features
Everything you need to manage your money and grow your business, all in one app.
For Consumers
The simplest way to pay for everything.
- Contactless Tap-to-Pay for fast checkouts
- QR & NFC support for flexible payments
- Secure cross-border transactions at low fees
- Instant top-ups from any mobile money wallet
For Merchants
The easiest way to get paid.
- Turn any smartphone into a terminal with SoftPOS
- Accept payments in multiple currencies
- Instant notifications and digital receipts for every sale
- Advanced analytics to track your business growth
Your Phone is Now a POS Terminal
With our innovative SoftPOS technology, you can accept contactless payments directly on your smartphone. For higher volume businesses, our dedicated POS hardware is built for speed and reliability.
Trusted by People and Businesses
See how M-Pay+ is making a difference in local communities.
"M-Pay+ SoftPOS saved me from buying expensive hardware. My customers love the convenience, and I love the instant settlements. It's perfect for my business!"
Amina K.
Grocery Store Owner
"I use M-Pay+ for everything from paying for my bus fare to buying groceries. It's so much faster and safer than carrying cash."
David O.
Commuter
"Accepting international payments used to be a headache. With M-Pay+, I get paid from anywhere in the world, instantly. It's a game-changer."
Chidinma E.
Online Boutique





Simple, Transparent Pricing
Choose the plan that's right for your business. No hidden fees.
- Accept Tap-to-Pay, QR, and Mobile Money
- SoftPOS on your smartphone
- Real-time transaction dashboard
- Standard settlement times
- All features from the Free plan
- Lower transaction fees
- Advanced sales analytics
- Priority customer support
- Instant settlements
Security You Can Trust
Your security is our top priority. We've built our platform with industry-leading security measures to keep you safe.
PCI-DSS & MPoC Compliant
Our systems meet the highest global standards for payment security, ensuring your data is always protected.
End-to-End Encryption
Every transaction is protected with military-grade encryption from the moment you tap until it's settled.
Advanced Fraud Prevention
We use AI-powered monitoring and tokenization to detect and prevent fraudulent activity on your account.
Contact Us
Have questions or need support? Fill out the form below and we'll get back to you as soon as possible.
Start Transacting Smarter Today
Join thousands of users and merchants simplifying payments with M-Pay+.