Pay. Get Paid. Anywhere.

The all-in-one mobile payment solution for emerging markets.

M-Pay+Tap, Scan, or InsertPayment Sent$25.50
Global Partners
Secure Banks
PCI Compliant
Partner Telco
Verified Partner

Simple, Fast, and Secure Payments

Whether you're paying or getting paid, M-Pay+ makes it effortless.

M-Pay+

For Consumers

Link Your Wallet or Card

Securely connect your existing mobile money wallet or bank card in seconds.

Tap or Scan to Pay

Use your phone to make contactless payments at stores or scan QR codes for quick transfers.

Track & Manage

Get real-time notifications and see all your transaction history in one simple dashboard.

For Merchants

Activate SoftPOS

Turn your NFC-enabled smartphone into a secure payment terminal with the M-Pay+ app.

Accept All Payments

Instantly accept tap-to-pay cards, mobile wallets, and QR code payments from customers.

Track & Settle

Monitor your sales in real-time and get fast, automated settlements to your account.

SalesAccept Payment$52.30Charge

Packed with Powerful Features

Everything you need to manage your money and grow your business, all in one app.

For Consumers

The simplest way to pay for everything.

John DoeBalance: $4,231.89Tap to PayHold near readerScan QRSendGroceries-$54.20Salary+$2500Coffee-$4.50
  • Contactless Tap-to-Pay for fast checkouts
  • QR & NFC support for flexible payments
  • Secure cross-border transactions at low fees
  • Instant top-ups from any mobile money wallet

For Merchants

The easiest way to get paid.

DashboardToday's Sales$1,250.75Sales ChartRecent TransactionsTap Payment#12345$12.50QR Payment#12346$42.00
  • Turn any smartphone into a terminal with SoftPOS
  • Accept payments in multiple currencies
  • Instant notifications and digital receipts for every sale
  • Advanced analytics to track your business growth

Your Phone is Now a POS Terminal

With our innovative SoftPOS technology, you can accept contactless payments directly on your smartphone. For higher volume businesses, our dedicated POS hardware is built for speed and reliability.

M-Pay+Ready to tapLocal Cafe$12.75Confirm

Trusted by People and Businesses

See how M-Pay+ is making a difference in local communities.

Local MarketM-Pay+ in Action

"M-Pay+ SoftPOS saved me from buying expensive hardware. My customers love the convenience, and I love the instant settlements. It's perfect for my business!"

AK

Amina K.

Grocery Store Owner

"I use M-Pay+ for everything from paying for my bus fare to buying groceries. It's so much faster and safer than carrying cash."

DO

David O.

Commuter

"Accepting international payments used to be a headache. With M-Pay+, I get paid from anywhere in the world, instantly. It's a game-changer."

CE

Chidinma E.

Online Boutique

Local MarketCity CafeUrban ThreadsFresh GrocersTech Hub

Simple, Transparent Pricing

Choose the plan that's right for your business. No hidden fees.

Free
For small merchants and individuals just getting started.
KES 0/month
  • Accept Tap-to-Pay, QR, and Mobile Money
  • SoftPOS on your smartphone
  • Real-time transaction dashboard
  • Standard settlement times
Pro
For growing businesses that need lower fees and more features.
KES 999/month
  • All features from the Free plan
  • Lower transaction fees
  • Advanced sales analytics
  • Priority customer support
  • Instant settlements

Security You Can Trust

Your security is our top priority. We've built our platform with industry-leading security measures to keep you safe.

PCI-DSS & MPoC Compliant

Our systems meet the highest global standards for payment security, ensuring your data is always protected.

End-to-End Encryption

Every transaction is protected with military-grade encryption from the moment you tap until it's settled.

Advanced Fraud Prevention

We use AI-powered monitoring and tokenization to detect and prevent fraudulent activity on your account.

Contact Us

Have questions or need support? Fill out the form below and we'll get back to you as soon as possible.

Start Transacting Smarter Today

Join thousands of users and merchants simplifying payments with M-Pay+.

Sign Up as a Merchant